We have coverage for every type of “home” and related insurance:
And the experience to explain and guide you to the right coverages:
Replacement cost, water backup, liability coverage, extended umbrella liability coverage, loss of use, and much more...
Auto insurance may seem pretty simple, but being “covered” may not be enough. It’s important to make sure your auto is properly covered, and you have the right coverage if you cause damage or injury to someone else.
These two coverages need to have limits that will cover you financially. Keep in mind the cost of medical payments and the value of cars on the road today. The average trip to a hospital could run in the tens of thousands or worse. Cars on the road today could be valued as high as $100,000.
From the small retail storefront shop to the large contractor, we can provide business insurance to cover most risks. We have dozens of insurance companies to quote the coverage you need.
Clients with high value homes and autos usually need broadened coverage to cover custom built houses, expensive cars and high priced jewelry, but that does not mean the cost of insurance has to be outrageous. We have access to several high value insurance carriers to keep costs in check.
Our high value policies include:
Whether you’re covering a mortgage, saving for retirement or protecting a loved one in case of your untimely death, we have a life product for you:
First and foremost, when choosing an insurance agent you should be looking for someone with the knowledge, experience, and education to provide you the most complete insurance protection. It’s not enough to have coverage. You need someone that is experienced enough to know what coverage is needed to put you back to where you were before a claim. With over 50 years in business, our agency has stayed in existence by providing great service and excellent guidance.
Being an independent agency, we have access to several insurance carriers - helping you find the best insurance at the best price. You don’t have to be limited to one company, you can get numerous comparable quotes with an independent agent.
Has your agent explained the difference between water backup coverage and flood insurance, replacement cost versus actual cash value, and loss of use coverage for your home? Has your agent mentioned optional glass coverage, rental coverage, and OEM parts replacement coverage for your automobile? Has your agent explained why it’s important to have a high property damage limit and bodily injury on your auto and why? Has your agent suggested an umbrella policy?
If you don’t know the answers to the questions above, it’s time to get a new agent. Call or email us today and we will give you the guidance you need.